Mortgage Update - April 28th, 2025
Nick Steinhauer Nick Steinhauer

Mortgage Update - April 28th, 2025

Good news: rates are finally drifting lower after weeks of pure market madness! 📉🔥 Meanwhile, property taxes are under fire and student loan collections are making a messy comeback. Let’s break down what’s happening — and what it means if you’re buying, selling, or financing in 2025. 🚀

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Mortgage Update - April 21st, 2025
Nick Steinhauer Nick Steinhauer

Mortgage Update - April 21st, 2025

The Trump/Powell feud is really starting to escalate. Buy Now/Pay Later could soon have a major impact on credit reports. And in a major legal twist, Ohio’s AG is taking UWM—the nation’s largest wholesale lender—to court, accusing them of manipulating brokers and steering borrowers into higher-cost loans.

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Mortgage Update - April 14th, 2025
Nick Steinhauer Nick Steinhauer

Mortgage Update - April 14th, 2025

We’ve seen a lot in 16 years—but this past week? Next-level chaos. Mortgage rates shot up with zero warning, and no one fully agrees why. Tariffs, foreign selloffs, and hedge fund drama all played a part. Here’s what happened—and why this could shake up housing. 👇

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Mortgage Update - April 7th, 2025
Nick Steinhauer Nick Steinhauer

Mortgage Update - April 7th, 2025

Tariffs enveloped the news last week bringing uncertainty to markets, investors went full risk-off but interest rates have pulled back. Rocket + Mr. Cooper is BIG but here's how to stay relevant. The March jobs report was better than expected, which is a win!

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Mortgage Update - March 31st, 2025
Nick Steinhauer Nick Steinhauer

Mortgage Update - March 31st, 2025

Last week, HUD announced they would prioritize US citizens and disallow non-permanent residents from attaining FHA loans. There are other options, but for how long? State-backed down payment assistance loans are still here to stay. Many talking heads are propagating a chart showing increased delinquencies, but is it as bad as it sounds?

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Mortgage Update - March 24th, 2025
Nick Steinhauer Nick Steinhauer

Mortgage Update - March 24th, 2025

The solution to affordable housing could come from the federal government developing on a portion of their 650 million owned acres across the US. A recent survey suggests buyers are taking on more risks than ever before. Existing home sales surprised forecasters.

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Mortgage Update - March 17th, 2025
Nick Steinhauer Nick Steinhauer

Mortgage Update - March 17th, 2025

Inflation is falling but why aren't rates dropping? Rocket + Redfin just joined forces, but you CAN remain relevant with a personal touch that AI can't generate. Let's talk about a real example of how student loans are hurting pre-approvals. It's also Fed week. Buckle up!

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Mortgage Update - March 10th, 2025
Nick Steinhauer Nick Steinhauer

Mortgage Update - March 10th, 2025

Latest jobs report misses the mark and unemployment rose. Student loans are reporting again after a 5 year hiatus and immediately impacting credit scores. GDP is forecasted to miss in Q1 of 2025. Grant money for first time buyers is abruptly halted. Intel delays continue.

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Mortgage Update - March 3rd, 2025
Nick Steinhauer Nick Steinhauer

Mortgage Update - March 3rd, 2025

Mortgage rates are dropping leading into the spring selling season, which is an unusual blessing. The attorney that was a thorn in NAR's side is back at it again, and you won't like who he's targeting. Sign up for our March Madness gathering later this month.

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Mortgage Update - February 24th, 2025
Nick Steinhauer Nick Steinhauer

Mortgage Update - February 24th, 2025

Rates pulled back towards the back half of last week due to softer economic data. Work-from-home is fading, bringing big changes to the housing market. Sign up for a webinar on how to host a downsizing event. Lastly, here's a good way to get a response to that buyer that ghosted you.

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