Fannie and Freddie might finally break free from government control—and the fallout could shake up rates, guidelines, and your closings. The HELPER Act is gaining steam, offering VA-style perks to teachers and first responders. Plus, a simple strategy to spark listings without making a single cold call.

Mortgage rates climbed again this week—driven by a weak bond auction and Trump’s “Big Beautiful Bill,” which adds trillions to the deficit despite tax relief headlines. Meanwhile, global markets are reacting to delayed tariffs with optimism, but history shows that even “good news” can pressure rates up, not down.

OHFA is cutting back its down payment assistance—meaning less help for buyers and more need for strategy. Lower.com just acquired Movoto, setting the stage for a fully integrated home search + mortgage experience—and opening new lead-gen doors for plugged-in agents. Both changes could seriously shift how we help buyers win—so now’s the time to get ahead of it.

🇺🇸🤝🇨🇳 The U.S. and China may strike a tariff deal—and that could cool inflation and push rates lower. Buyer activity always spikes when uncertainty fades, and we’re seeing signs of a turning point. Plus, a new tax bill could finally unlock more listings and boost much-needed inventory.

🚨 The job market just blinked—and mortgage rates may start to listen soon. From a sharp drop in job openings (JOLTS) to weaker private hiring (ADP) and rising unemployment claims, the labor market is starting to cool. That’s good news for rate watchers—and we break down what it means.

Good news: rates are finally drifting lower after weeks of pure market madness! 📉🔥 Meanwhile, property taxes are under fire and student loan collections are making a messy comeback. Let’s break down what’s happening — and what it means if you’re buying, selling, or financing in 2025. 🚀

The Trump/Powell feud is really starting to escalate. Buy Now/Pay Later could soon have a major impact on credit reports. And in a major legal twist, Ohio’s AG is taking UWM—the nation’s largest wholesale lender—to court, accusing them of manipulating brokers and steering borrowers into higher-cost loans.

We’ve seen a lot in 16 years—but this past week? Next-level chaos. Mortgage rates shot up with zero warning, and no one fully agrees why. Tariffs, foreign selloffs, and hedge fund drama all played a part. Here’s what happened—and why this could shake up housing. 👇

Tariffs enveloped the news last week bringing uncertainty to markets, investors went full risk-off but interest rates have pulled back. Rocket + Mr. Cooper is BIG but here's how to stay relevant. The March jobs report was better than expected, which is a win!

Last week, HUD announced they would prioritize US citizens and disallow non-permanent residents from attaining FHA loans. There are other options, but for how long? State-backed down payment assistance loans are still here to stay. Many talking heads are propagating a chart showing increased delinquencies, but is it as bad as it sounds?