
Mortgage Update - November 4th, 2024
Markets are still digesting the jobs report from Friday, the Fed announces their next potential rate cut on Thursday (moved from Wednesday) and we have a presidential election in there, too. By Friday, we’re all going to need a vacation. Volatility will be sizable this week. Every agent has a scared buyer nervous about the election results. Put those worries to rest, keeping reading...

Mortgage Update - October 28th, 2024
The big question on everybody's mind in the last few weeks has been : do I lock my rate or float? Also, it feels like the market is starting to tell us who they think will win the election. Lastly, join us for a masterclass this week from the CEO of NextHome. You don't want to miss it!

Mortgage Update - October 21th, 2024
I spoke with agents on the ground to find out how the NAR settlement is actually playing out in practice. There is some surprising feedback! Also, I break down the housing policies from both candidates and detail what I would do if I was responsible for improving affordability in the US.

Mortgage Update - October 14th, 2024
Tax abated communities are GREAT when there is a long runway before property taxes adjust. But they aren't so awesome for buyers surprised when the abatement expires. These communities are prime targets for listing agents who want to help sellers before taxes explode. Let me explain why rates have pulled higher since the Fed cut rates. You'll be an expert in no time.

Mortgage Update - October 7th, 2024
The US economic engine is apparently unstoppable. Jobs report blew the doors off expectations and inflation could be rearing its ugly head again. Its also the first week of Q4. Now is the time to lay the foundation for an incredible 2025 and I have just the script to help get your name top of mind with your circle.

Mortgage Update - September 30th, 2024
Let me explain why mortgage rates have creeped higher (albeit very small) since the Fed announced their rate cut in mid-September. Also, can a slowdown in China actually help the US housing market? Yup! Lastly, we have the big jobs report on Friday. Should be fun 🎆

Mortgage Update - September 23rd, 2024
Welcome to the next chapter in the housing market. It finally feels like we have a tailwind at our backs. Those who have stuck around, your resilience will pay off. Also, there is a lot of misinformation on social media about the rate cut last week. Let me help you cut through the noise and I've included a script to follow when re-engaging with clients on the fence.

Mortgage Update - September 16th, 2024
It's Fed week! What's Jerome Powell gonna do? 25bps cut? Maybe 50bps? Ohio has also been named #1 for job creation. It's all about location, location, location! Lastly, as if you didn't already know, it's best to ignore the mainstream media. They've been hating on the housing industry for far too long and they are always wrong.

Mortgage Update - September 9th, 2024
Is your spider sense tingling like mine? A tide may be turning in the housing market sooner rather than later. The Fed started hiking rates in September 2021. Three years later, we are on the cusp of an announcement of their first official rate CUT. That may be the catalyst necessary to propel the housing market into a new cycle, stimulating more home buying. Who’s ready?!

Mortgage Update - August 26th, 2024
From the mouth of the Federal Reserve Chair 🗣️ "The time has come for policy to adjust." It's no longer a question of if the rate cuts come, it's a matter of what magnitude are the cuts. Are we going to see 25bps in September or will we see 50bps? Existing home sales have likely bottomed. Rejoice! Brighter days are ahead!